:root {
  --bg: #ffffff;
  --ink: #1d2420;
  --muted: #65726a;
  --line: #dfe7e2;
  --soft: #f4f8f5;
  --accent: #1f5b45;
  --accent-dark: #153f31;
  --accent-soft: #dcece5;
  --card: #ffffff;
  --shadow: 0 24px 70px rgba(21, 63, 49, 0.12);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: Inter, system-ui, -apple-system, Segoe UI, sans-serif; color: var(--ink); background: var(--bg); line-height: 1.6; }
a { color: inherit; text-decoration: none; }
.container { width: min(1120px, calc(100% - 40px)); margin: 0 auto; }
.site-header { position: sticky; top: 0; z-index: 10; background: rgba(255,255,255,.92); backdrop-filter: blur(14px); border-bottom: 1px solid var(--line); }
.nav-wrap { display: flex; justify-content: space-between; align-items: center; min-height: 76px; gap: 24px; }
.brand { display: inline-flex; align-items: center; gap: 12px; font-weight: 800; letter-spacing: -0.02em; }
.brand-mark { width: 38px; height: 38px; display: grid; place-items: center; border-radius: 12px; background: var(--accent); color: #fff; font-size: 13px; }
.nav { display: flex; align-items: center; gap: 24px; color: var(--muted); font-weight: 600; font-size: 14px; }
.nav a:hover { color: var(--accent); }
.nav-cta { padding: 10px 15px; border-radius: 999px; border: 1px solid var(--accent); color: var(--accent) !important; }
.hero { padding: 96px 0 78px; background: radial-gradient(circle at 84% 20%, var(--accent-soft), transparent 34%), linear-gradient(180deg, #fff, var(--soft)); }
.hero-grid { display: grid; grid-template-columns: minmax(0, 1.1fr) 420px; gap: 56px; align-items: center; }
.eyebrow { color: var(--accent); text-transform: uppercase; letter-spacing: .14em; font-size: 12px; font-weight: 800; margin: 0 0 14px; }
h1, h2, h3 { line-height: 1.08; letter-spacing: -0.045em; margin: 0; }
h1 { font-size: clamp(44px, 7vw, 76px); max-width: 880px; }
h2 { font-size: clamp(30px, 4vw, 48px); }
h3 { font-size: 22px; }
p { margin: 14px 0 0; color: var(--muted); }
.hero-subtitle { color: var(--ink); font-size: 24px; font-weight: 600; max-width: 720px; }
.hero-text { font-size: 18px; max-width: 690px; }
.hero-actions { margin-top: 34px; display: flex; gap: 18px; align-items: center; flex-wrap: wrap; }
.button { display: inline-flex; align-items: center; justify-content: center; min-height: 48px; padding: 0 22px; border-radius: 999px; font-weight: 800; border: 1px solid transparent; }
.primary { background: var(--accent); color: #fff; box-shadow: 0 14px 30px rgba(31, 91, 69, .22); }
.primary:hover { background: var(--accent-dark); }
.secondary { border-color: var(--accent); color: var(--accent); background: #fff; }
.action-note { color: var(--muted); font-weight: 600; }
.hero-card { background: var(--card); border: 1px solid var(--line); border-radius: 28px; padding: 34px; box-shadow: var(--shadow); }
.card-topline { height: 6px; width: 82px; border-radius: 999px; background: var(--accent); margin-bottom: 24px; }
.hero-card h2 { font-size: 29px; }
ul { padding-left: 20px; margin: 24px 0 0; color: var(--muted); }
li + li { margin-top: 10px; }
.section { padding: 88px 0; }
.muted { background: var(--soft); }
.section-heading { max-width: 760px; margin-bottom: 34px; }
.section-heading.narrow { max-width: 680px; }
.service-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.service-card { border: 1px solid var(--line); border-radius: 24px; padding: 26px; background: #fff; min-height: 220px; }
.service-card h3 { font-size: 21px; }
.split { display: grid; grid-template-columns: 1fr 420px; gap: 56px; align-items: center; }
.split p { font-size: 17px; }
.quote-box { background: var(--accent); color: #fff; border-radius: 28px; padding: 34px; box-shadow: var(--shadow); }
.quote-box p { color: rgba(255,255,255,.78); margin-bottom: 28px; }
.quote-box .secondary { border-color: #fff; color: #fff; background: transparent; }
.pill-grid { display: flex; flex-wrap: wrap; gap: 12px; }
.pill-grid span { border: 1px solid var(--line); background: #fff; border-radius: 999px; padding: 11px 16px; color: var(--muted); font-weight: 700; }
.faq-wrap { max-width: 880px; }
details { background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: 20px 22px; }
details + details { margin-top: 12px; }
summary { cursor: pointer; font-weight: 800; color: var(--ink); }
summary::marker { color: var(--accent); }
.final-cta { padding: 90px 0; }
.cta-panel { text-align: center; border-radius: 34px; background: linear-gradient(135deg, var(--accent), var(--accent-dark)); padding: 64px 32px; color: #fff; }
.cta-panel h2 { color: #fff; }
.cta-panel p { color: rgba(255,255,255,.78); max-width: 720px; margin-left: auto; margin-right: auto; }
.cta-panel .button { margin-top: 28px; background: #fff; color: var(--accent); }
.small-note { font-size: 14px; }
.site-footer { border-top: 1px solid var(--line); padding: 34px 0; }
.footer-grid { display: flex; justify-content: space-between; gap: 24px; align-items: center; }
.site-footer p { margin-top: 6px; font-size: 14px; }
.footer-links { display: flex; gap: 18px; color: var(--muted); font-size: 14px; font-weight: 700; }
.legal { padding: 72px 0; max-width: 860px; }
.legal h1 { font-size: 46px; }
.legal h2 { font-size: 24px; margin-top: 34px; }
.legal p, .legal li { color: var(--muted); }
@media (max-width: 900px) {
  .nav { display: none; }
  .hero-grid, .split { grid-template-columns: 1fr; }
  .hero-card { max-width: 560px; }
  .service-grid { grid-template-columns: 1fr; }
  .footer-grid { flex-direction: column; align-items: flex-start; }
}
.brand-logo { width: 210px; height: auto; display: block; }
.hero-visual { background: #fff; border: 1px solid var(--line); border-radius: 28px; padding: 14px; box-shadow: var(--shadow); overflow: hidden; }
.hero-visual img { display: block; width: 100%; height: auto; border-radius: 20px; }
@media (max-width: 920px) { .brand-logo { width: 190px; } }


.page-main { min-height: 60vh; padding: 64px 20px; background: #f7f8f5; }
.policy-card.quote-card { max-width: 780px; }
.quote-actions { display: flex; gap: 14px; flex-wrap: wrap; margin: 28px 0 18px; }
.small-note { color: #5c625b; font-size: 0.95rem; }
.small-note a { color: #1f5b3f; font-weight: 700; }